SME group medical for founders and growing companies
Comprehensive group medical insurance for small and mid-sized businesses in Dubai and across the UAE. We benchmark your current cover and premiums against the market and help you place a schedule that fits your team, not a basic floor plan.
Built for business owners who want stronger networks and clearer underwriting paths. All policies will be placed via a licensed broker.
DIFC and free-zone startups
Founders and small teams in DIFC or other free zones often need a clean group medical schedule that fits visa and onboarding timelines. We help you compare network fit and benefit levels suited to a professional team, not a bare minimum plan.
Group schemes from one employee
Many insurers will quote a group medical scheme from a single employee upwards, subject to their rules. Useful when you are hiring your first staff member or want a formal company scheme instead of ad-hoc individual policies.
Policy transfers
Leaving a larger group plan or moving an existing schedule between insurers? We help transfer it onto a Dubai-compliant plan, aiming for continuity and favourable terms such as recognised prior cover. The insurer confirms those terms in writing before the old policy is cancelled.
Hiring in the Dubai International Financial Centre? Read medical insurance requirements in DIFC for employer duties, Dubai Health Authority residency rules, and visa proof, then use this page for company schemes above the floor.
Unsure about salary bands, preferential underwriting, or medical history disregarded? See the medical insurance glossary.
Need personal cover for yourself or your household as well? Start on individuals and families or browse Allianz, Bupa, and Cigna hubs. Larger organisations with claims history belong on claims rated groups.
Request a benchmarking reviewSME group medical questions
- Who is SME group medical for?
- Founders, DIFC and free-zone startups, and growing companies in Dubai and the UAE that want comprehensive group medical for their team, not a bare regulatory floor plan. Useful from the first employee through mid-sized headcount.
- Can we start a group scheme with one employee?
- Often yes. Many insurers will quote a group medical schedule from a single employee upwards, subject to their rules. That helps when you are hiring your first staff member or want a formal company scheme instead of separate individual policies.
- What is a benchmarking review?
- We compare your current group schedule and premiums against suitable comprehensive options in the market: network fit, inpatient and outpatient limits, underwriting path, and renewal terms. You get a clear side-by-side before you renew or switch.
- Can we keep continuity when we transfer our group cover?
- We help move an existing group schedule onto a Dubai-compliant plan, aiming for continuity and favourable terms such as recognised prior cover where the insurer agrees. Nothing is guaranteed: the insurer confirms the terms in writing before your old policy is cancelled. Tell us what you hold today.
- Does InsuranceBroker.ae issue the group policy?
- No. We help you benchmark and choose a suitable schedule. All policies will be placed via a licensed broker.